Home Loans

Proudly serving our customers since 1935.

Making home happen, wherever you are in Montana or Wyoming

Who We Are

Our experienced, friendly and fast mortgage team is based in Sheridan, but we serve Wyoming and Montana when it comes to providing home loans. We offer a variety of loan programs, refinancing options and services to get you started on the road to homeownership.

What People Say


Smoothest loan processing I've ever experienced

"I have purchased homes for myself, and family members, in six states and have never experienced an easier transaction. From the first contact to the last, my loan officer and processor responded quickly and completely. I cannot think of a single thing they could have done to make the process smoother. In addition, the interest rate and points were far less than the other lenders we got quotes from. I also appreciate that they have a very good website and app! We are very happy that we used this lender for our transaction."

– Feb 2019


Highly recommend

"We highly recommend the crew at First Federal Bank & Trust in Sheridan for your home needs (Brandy and Makenzie assisted us). They are both very professional and committed to making sure that eveything runs smoothly. They communicate as needed and provided feedback when asked. It was nice to know that our financial needs were taken care of, and they followed us through to the closing of our property! "

– Feb 2019


Unbelievable service

"Working with Stephanie Aggers was a top rate experience for me. She answered all of my questions without hesitation or delay. Her help was tremendous in a confusing and difficult situation for me to navigate. Not only did she make the experience smooth, she always bent over backwards to make deadlines and was always professional and upbeat. I will definitely partner with her and First Federal again in the future."

– Jan 2019