Bighorn Development Center employees and First Federal employees with $9,000 balloons.

Community Commitment

The Mutual Bank difference.

Being a mutual bank gives us the unique opportunity to give back. We don't pay stockholders - we pay our communities. By banking with First Federal, you help us invest in the places we call home.

Charitable Contribution Requests

To request a general donation for your organization, please submit the form below to our ALCO Charitable Contribution Committee. We maintain gifts year-round to support community missions.


Drop-off or mail completed forms to one of our locations:
 

Location & ATM Locator

Yellowstone County Program

First Federal is proud to continue our 2026 Community Commitment Program, dedicated to supporting local organizations and projects that make a difference in Yellowstone County.

Yellowstone County Program

Service. Lead. Inspire.

First Federal Bank & Trust's SLI Committee connects our team with opportunities to serve organizations that rely on volunteer support. Committee members coordinate volunteer opportunities for staff and serve as liaisons between the organizations and employer.

If your organization needs volunteers, please fill out the form below.


Email completed forms to slicommittee@efirstfederal.bank or drop-off/mail to one of our locations:

About the Program

In 2024, First Federal invested in our community by donating $5,000 every month to a non-profit organization in Yellowstone County. When you bank with us, you're helping us give back to place we call home.

People holding a donation check for Billings Family YMCA.

Recipients

About the Program

In 2024, we held four Dining for a Cause events to help boost business for our Main Street restaurants and benefit Sheridan County nonprofit organizations. First Federal matched the restaurant's proceeds from each event up to $10,000 and donated these funds to various nonprofits.
 
Group of people holding a donation check for the Advocacy & Resource Center.

Participants/Recipients

  • Smith Alley Brewing I Sheridan Foster Parent Exchange
  • P.O. News & Flagstaff Cafe I Advocacy & Resource Center
  • Warehouse Gastropub I The HUB on Smith
  • Frackelton's I Sheridan College Foundation

Community Reinvestment Act Notice 

Under the Federal Community Reinvestment Act (CRA), the Office of the Comptroller of the Currency (OCC) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The OCC also takes this record into account when deciding on certain applications submitted by us.

Your Involvement is Encouraged 

You are entitled to certain information about our operations and our performance under the CRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent CRA Performance Evaluation, prepared by the OCC; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.

At least 30 days before the beginning of each quarter, the OCC publishes a nationwide list of the banks and savings associations that are scheduled for CRA examination in that quarter. This list is available from the OCC, at 1050 17th St., Suite 1500, Denver, CO 80265 or CRAComments@occ.treas.gov. You may send written comments about our performance in helping to meet community credit needs to Jill Hope, CRA Officer, at 645 Henry Chapple St, Billings, MT 59106 or jhope@efirstfederal.bank and to the OCC, at 1050 17th St., Suite 1500, Denver, CO 80265 or CRAComments@occ.treas.gov. Your letter, together with any response by us, will be considered by the OCC in evaluating our CRA performance and may be made public.

You may ask to look at any comments received by the OCC. You may also request from the OCC an announcement of our applications covered by the CRA filed with the OCC.
 

CRA Public Files

 

 





Our Values

  • HONESTY & INTEGRITY above all else
  • TRUST & RESPECT built on fairness
  • RESPONSIBILITY to use our resources for the greater good
  • EXCELLENCE through lifelong learning, accountability, hard work and continuous improvement
  • POSITIVE, CAN-DO ATTITUDE to support team morale and provide exceptional internal and external customer service
  • RESILIENCE to learn from our challenges and bounce back from adversity
  • TEAMWORK to accomplish so much more than we can individually
  • COURAGE & KINDNESS to do the right things while being considerate to others
  • OPEN, HONEST COMMUNICATIONS to make it all happen
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