Business

Proudly serving our customers since 1935.

Let's get down to business.

We bring creative solutions, local decision-making, and a focus on being good partners from day one.

Financing Solutions for Your Business

Your business may have started out as an idea. An opportunity. Or even an unexpected turn of events. But now it’s real. So give it the resources it needs to grow. Credit ApplicationPersonal Financial Statement.

Term Loans

Allow you to grow your business by providing assistance in financing equipment of all types, expanding or improving properties, extending working capital, and much more.

  • Manufacturing/ production equipment
  • Medical/ dental equipment
  • Commercial vehicle financing
  • Technology and computer equipment

Lines of Credit

A business line of credit is designed to help your business with a short-term and/or seasonal working capital needs, account receivables, inventory financing, or cash flow needs. Revolving lines of credit provide funds that can be borrowed, repaid and re-borrowed, depending on the specific needs of your business.

Equipment Leasing & Financing

For new and used equipment, with flexible payment plans at every stage of growth. Leasing provides a way to spread the cost of equipment purchases over the equipment’s practical use.

  • Computers and high-tech equipment
  • Communications equipment
  • Construction equipment
  • Manufacturing equipment
  • Medical equipment
  • Office equipment
  • Transportation equipment

Owner - Occupied Real Estate Loans

By utilizing owner-occupied real estate financing, you can build equity and eliminate the uncertainty of leasing.

Be able to strategize your future business investment over time.

Small Business Administration (SBA)

Government-backed Small Business Administration loans can give you lower down-payment options and longer repayment terms. As an SBA Lender, we also give you a banking team dedicated to local decisions and quicker turnaround times.

  • Computers and high-tech equipment
  • Fixed or variable rates
  • No origination fees on some loans
  • Short or long terms

Business Checking & Cash Management

If time equals money, cash management means more of both. We have designed a variety of flexible, convenient and secure deposit products and services to help you better manage your cash flow and business finances.

  • Online banking services
  • Merchant remote deposit capture
  • E-ACH Origination for payroll or collection of fees
  • Merchant services
  • Debit card
  • Mobile banking