First Federal Bank & Trust
Welcome to First Federal
Investing in our communities since 1935.
START SOMETHING PRICELESS®
Your First Federal Mastercard® could win you big prizes*
*NO PURCHASE NECESSARY. Void where prohibited. Existing Mastercard cardholders who are U.S. res 18+ before 3/1/23. PIN-based debit, Int’l & corp. transactions ineligible. Ends 12/31/23.
Competitive Rates — Local Service
The minimum deposit to open a 9 month Certificate of Deposit (CD) and obtain the stated Annual Percentage Yield * (APY) of 4.50% is $500. This is a promotional term, at maturity the Certificate of Deposit will renew for a 6 month term at the rate in effect for 6 month CDs at the time of renewal. A penalty will be imposed for early withdrawal. The APYs are accurate as of May 22, 2023. This special offer expires June 30, 2023. Fees may reduce account earnings.
The minimum deposit to open a 6 month Certificate of Deposit (CD) and obtain the stated Annual Percentage Yield* (APY) of 4.33% is $1,000. This is a promotional term, at maturity the Certificate of Deposit will renew for a 6 month term at the rate in effect for 6 month CDs at the time of renewal. A penalty will be imposed for early withdrawal. The APYs are accurate as of April 3, 2023. Fees may reduce account earnings.
The minimum deposit to open a High Yield Online Savings account and obtain the stated APY of 3.74% is $2,500. If your balance falls below $2,500 on any day in the month, your account will be subject to a $25 service fee for that month. The APY is accurate as of April 5, 2023. Our High Yield Online Savings is a variable rate account; the interest rate and annual percentage yield* (APY) may change after account opening. Fees may reduce account earnings.
9 MONTH CD
APY*
as high as
4.50%
Opening Deposit $500 - $249,999.99
4.60%
Opening Deposit $250,000.00
6 MONTH CD
APY*
as high as
4.33%
Opening Deposit $1,000 - $99,999.99
4.34%
Opening Deposit $100,000
High Yield Online Savings
APY*
as high as
3.74%
$2,500 Minimum
Opening Balance
$25 Minimum Balance
Monthly Fee
If below minimum balance*
Helpful Links
You can find more information on new banking tools, our community involvement and career opportunities below.
business tools
Cash management services are included with all business banking accounts to help your business collect, disburse and manage funds.
Community commitment
We're giving $1,000 a week to qualified non-profit organizations in Sheridan and Yellowstone counties.
#hiring
We offer competitive pay, excellent benefits and a positive work environment. View our current job opportunities on our Careers page.
